five years ago after picking up my 5 year old chev astro van which had been in the shop for a month. I drove 20 mins and my hood flew up blinding me and smashed my windshield out. I made an insurance claim for damages. Always had a good record. The insurance investigater said that the hood latch and the safety had both failed. My insurance rate went up as I was told cause I had made a claim. A month ago I went shopping for vehicle insurance and was told that my rate would be high because I have a collission claim from 5 years ago. I have read lots about this make and model of van on the internet and it was a common problem to them. Is it legal for my insurance company to rate this as a collision. I'm feeling quite ripped off.